Experts in AI apps

Your Chat.co experts in your AI apps

Ask the experts in your Chat.co account from Claude, ChatGPT, Cursor, Codex, Grok and other AI apps, and follow every answer back to its sources.

6 min readUpdated September 2026

Key takeaways

  • One server for every app: you sign in to your own Chat.co account and pick a workspace.
  • Your existing expert access applies; the app gets no access you don’t already have.
  • Your questions, and the answers and sources you may see, pass to the AI app’s provider.
  • Answers include citations, and sources open only with your current Chat.co access.
  • Expert answers use their normal rate; standalone searches cost 0.5 credit; the rest is free.
  • Disconnect any app from Connected applications in Chat.co.

1. How it works

Chat.co runs one connector server at https://mcp.chat.co/mcp, using the Model Context Protocol (MCP) that many AI apps support. The app connects to it, you approve the connection in Chat.co, and from then on the app can ask the experts you already use in Chat.co.

  1. Step 1: Your AI app

    Claude, ChatGPT, Cursor, Codex, Grok or another MCP client connects to mcp.chat.co.

  2. Step 2: Chat.co sign-in

    You sign in to your own account, choose one workspace and approve the connection to it.

  3. Step 3: Authorized experts

    Only experts you can already chat with. Access is checked again on every request.

  4. Step 4: Cited answers

    Answers arrive with citations. Sources open only with current Chat.co access.

How a connection works. The AI app never receives your Chat.co password or an API key.

2. Choose your AI app

Each app has its own setup guide. Availability differs: a directory listing is only described as published once the vendor has published it, and a status we could not confirm is described as unconfirmed. Status reviewed 30 September 2026.

AppStatusHow to connect
ClaudePublished in the Claude connector directoryDirectory → Connect
ChatGPTDirectory submission in reviewDeveloper mode → add server URL
CursorCommunity listing live; official marketplace not confirmedcursor.directory or mcp.json
CodexManual configurationcodex mcp add → login
GrokCustom connectorgrok.com/connectors → Custom
Grok BuildManual plugin install; catalogue entry in reviewClone plugin or grok mcp add

3. Connecting your account

Whichever app you use, you add Chat.co from that app's connection settings and sign in to your own Chat.co account. You never need an API key or another person's login.

Every host sends you to the same Chat.co approval page. Sign in if asked, then check each part before you approve:

On the approval pageWhat it means
Signed in asThe Chat.co account the app will act for. If it is the wrong account, cancel, sign out of Chat.co and start again from the app.
Workspace and billing accountThe one workspace this connection uses. Its experts, permissions and message credits apply. To use a different workspace later, disconnect and connect again.
This application will be able toAsk your experts and receive answers, citations and supporting-document links. Search knowledge you are permitted to read and open the sources it returns. When you ask for one, an expert may also produce an assessment or other file, which the app receives as a download.
CannotManage or delete your chatbots. The connector has no tools for editing knowledge, settings, team members or billing.
Connection detailsThe requesting app’s client ID and return address. Use them to confirm this is the app you started from.

Choose Approve connection to finish, or Cancel to stop. The only permission requested is chatco:read. It means the app cannot change your chatbots, knowledge, settings or account. It does not make the connection free of side effects: asking an expert saves the conversation in Chat.co and uses message credits, and a standalone search uses credits too, exactly as in the Chat.co app. Your questions, and the answers, excerpts and files you are permitted to receive, pass to the AI app and its provider.

4. Experts and sources

If you can chat with an expert in Chat.co, you can ask that expert through the connector. Follow-up questions stay in the same expert conversation. Your current account, workspace and licence permissions apply to every request.

Document-based answers include citations and links to the supporting documents. You don't need permission to manage an expert's knowledge to open the evidence for an answer you were allowed to receive. Private documents require sign-in and current access; deleted or unavailable sources may no longer open.

Searching documents directly is a separate capability. It is available only when your account may retrieve that expert's knowledge, and the expert list shows whether you can.

5. Message credits

ActivityCharge
Ask an expert (including follow-ups)The expert’s normal Chat.co message rate
Completed standalone document search0.5 message credit
Retrieval an expert performs inside its answerNo additional charge
List experts or open returned sourcesFree

A search that completes with no matches still counts. Failed operations, inaccessible experts and retries of the same operation are not charged again. Your existing allocation applies; there is no checkout inside the connector. When credits run out, new paid requests stop, but you can still list experts and open sources you already received.

Manage your allocation through your usual Chat.co account process.

6. Data and privacy

A connected app can send your questions to Chat.co and receive the authorized answers, source excerpts, citations and document links, plus any assessment or file you ask an expert to produce. Where requested during sign-in, it also receives your account identifier, email address and email-verification status. It cannot manage or delete your chatbots through this connector.

The app's own terms and privacy policy govern the information it receives. Disconnecting stops future access but cannot remove content already delivered to that app. Chat.co's Privacy Policy and Terms apply to your use of Chat.co.

7. Manage your connections

Open Connected applications to review each app and its workspace, or disconnect it. To reconnect, start again from the app's connection settings.

If an expert is missing, check that you chose the right workspace and still have access in Chat.co. If a private document doesn't open, sign in with the account that received the answer. Each setup guide lists the errors specific to its app.

8. For developers & agents

You don't need this section to use Chat.co from an AI app. It documents the protocol for developers and for agents that call the tools directly.

Server

PropertyValue
endpointhttps://mcp.chat.co/mcp
transportMCP Streamable HTTP, stateless. POST only; GET and DELETE return 405 because there is no session to resume.
authOAuth authorization code with PKCE and dynamic client registration. Discovery starts from https://mcp.chat.co/.well-known/oauth-protected-resource, which the server also advertises in its 401 response.
scopechatco:read
authorizationRe-checked on every call: current workspace membership, expert access, licence and credits.

Tools

ToolArgumentsReturnsCost
list_authorized_expertsNoneexperts[] with id, name, description, access.chat and access.knowledgeSearchFree
consult_expertexpert_id*, question* (≤16,000 chars), operation_id* (16–128 letters, digits, - or _), conversation_idconversation_id, answer, citations[] (id, title, url), and files[] (same fields) only when a requested expert action produced an assessment or fileExpert’s normal rate, once
searchquery* (≤8,000 chars), operation_id*, expert_id, paying_expert_idresults[] (id, title, url)0.5 credit per completed search
fetchid*, titleid, title, text (bounded excerpt), url, metadata (expert, page range when known)Free

* Required.

Recipe for agents

  1. 1

    List experts first

    Call list_authorized_experts. Only use id values it returns. Offer search only for experts whose access.knowledgeSearch is true.

  2. 2

    Consult with a fresh operation_id

    Generate a new identifier (a UUID works) for each new question. Keep the returned conversation_id.

    consult_expert argumentsjson
    {
      "expert_id": "<id from list_authorized_experts>",
      "question": "How many vacation days does a new employee get? Cite the sources.",
      "operation_id": "7f3b2c1e-5a9d-4e6f-8b0a-2d4c6e8f1a3b"
    }
    result (abridged)json
    {
      "conversation_id": "<keep for follow-ups>",
      "answer": "New employees receive … [1]",
      "citations": [
        {
          "id": "<source id>",
          "title": "Employee handbook",
          "url": "<source link>"
        }
      ]
    }
  3. 3

    Follow up in the same conversation

    Pass the conversation_id back with a new operation_id.

    consult_expert argumentsjson
    {
      "expert_id": "<same expert>",
      "conversation_id": "<conversation_id from the first answer>",
      "question": "Does that change after two years of service?",
      "operation_id": "c41e9d27-0b6a-4f38-9e15-7a2d8c3b6f90"
    }
  4. 4

    Read evidence with fetch

    Pass the citation's id and its title. The title is shown in approval prompts; the id is the lookup key. The excerpt may not be the whole document.

    fetch argumentsjson
    {
      "id": "<source id from the citation>",
      "title": "Employee handbook"
    }
  5. 5

    Present the answer with its links

    Show every cited source as a link to its url. Offer entries under files as downloads, not as citations. Don't add credit rates, model names or internal configuration to the answer.

Synthetic example: the HR Handbook expert, its answer and the angle-bracket values are placeholders. Use the identifiers and source links the server actually returns.

Claude, ChatGPT, OpenAI, Codex, Cursor, Grok and xAI are trademarks of their respective owners. Their names and logos appear only to identify compatible apps and do not imply endorsement.

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